Click one of the links below to read the associated article. Mississauga Schools in Review Helpful Tips For Buyers First Time Home Buyers How to Find a House to Call Home How to Find a Real Estate Agent What Is Title Insurance? Knowing your Credit Score and What it Means Purchase Plus Improvements Potential Sources of Funds Finding your Dream …
Canada’s New Mortgage Rules
A few days ago the Office of the Superintendent of Financial Institutions (OSFI) released changes to its mortgage rules. Let’s talk about how it will affect affording a home from next year onwards. The changes require borrowers to undergo a “stress test” in order to make sure they will be able to withstand higher interest rates. Previously, only insured borrowers had to …
5 Secrets From A Real Estate Agent
In the real estate industry many clients are reluctant to put their trust in someone who’s handling their largest asset. The thought process is logical because entering this process can be stressful and overwhelming. As your agent it would be my duty to ensure you peace of mind during this time. Here are 5 secrets agents won’t tell you: …
Why Toronto Buyers are moving to Mississauga:
Is looking for a new home in Toronto more difficult than usual? Are you considering moving to the outskirts of Toronto just so you don’t break the bank? If you answer yes to these questions, you’re not alone! WHY ARE TORONTO BUYERS MOVING TO RATHWOOD, MISSISSAUGA? More and more Torontonians are now moving away from the city into the suburbs …
Why You Should Move To Rathwood
Who’s Moving to Rathwood? I do a lot of business in Rathwood and many young families are moving into this mature neighbourhood. Prices in Toronto are becoming out of reach for many wanting to start a new family or just simply want more space yet still have a quick commute (around 20 minutes) to Downtown Toronto, Rathwood sits at the …
Should You Rent or Buy?
Typically when thinking of real estate, being a homeowner is what most people are drawn to. But in the current market, potential homebuyers are looking away from that option, and instead bringing in another option: renting. Renting as most people know, is a great approach for temporary situations. It has lower commitment pressure and is more easily manageable. However extraneous …
Are All Agents The Same?
A common misconception is that all agents are the same, but numbers don’t lie! Steven Ho is the ideal Realtor for you, and here’s why: In 1951 Rathburn Rd. E, Steven sold 38% of the 13 listings that sold in 2016, whilst 8 separate agents sold 1 listing each. The average days on market for the other agent’s listings was …
Foreign Tax Coming to Toronto?
Remember the foreign buyers tax that was implemented in Vancouver to subdue its crazy real estate market? Well, that tax might be making its way to Ontario, specifically Toronto. Finance minister, Charles Sousa says nothing is off the table regarding the tax, which implies anything is game at this point. As we all know the scarcity of …
Land Transfer Tax Refunds for First-Time Homebuyers
First time homebuyers are eligible for all or part refund of the land transfer tax. As of recent, the refund amounts are now a maximum of $4000, which is double the previous maximum of $2000. In order to qualify, a list of requirements have been constructed: The purchaser must be at least 18 years of age. Must be a Canadian …
How can buyers take control in a sellers market
As many of you already know, the real estate market has been completely bonkers in the last few months. Almost all listings have bully/ multiple offers, and most are being sold way over what a few weeks ago was considered to be a “normal price”. While this market is amazing for sellers and listing agents, it has left many buyer’s …